Nowadays, people have become too busy due to work pressure. As a result, they barely invest time in keeping track of their expenses and income. But eventually, this leads to difficulties in managing their finances for a better living. So, this is where personal finance planner applications come of great help and render seamless finance management. 

Several apps are available in the market that can track all of your expenses, cashflows, and even investments while offering you personal finance advice. So, if you are looking for the best personal financial planner for 2022, check out the mentioned-below apps.

Money View – Expense Manager App

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Money View App can read all your transactional SMS and offer you real-time visibility in your finances. Even the hidden financial data that sits idly in your SMS logs are unearthed by this app and used excellently.

After receiving an SMS related to your financial transaction, within a moment, the Money View App reads it and updates it in the finance report accordingly. Hence, there is no need to input the data manually. You can check your account balance, see the latest banking transactions, and view other major spending areas with this app. 

This ideal personal financial planner also shows you monthly and weekly finance summaries so that you can avoid being a spendthrift and plan your budget more efficiently. Also, the app tracks your spending, sends you a reminder on bill payments, finds saving opportunities, and a lot more. Thus, by looking at your spending trends on this app, you can easily track your financial progress.

Goodbudget – Budget & Finance App

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Goodbudget is an excellent personal finance planning app that helps you manage your money and track your expenses properly to keep your budget intact. This app makes use of the envelop system.

It will assist you in planning your budget correctly so that you can stay on top of your bills, finances, and expenses. This personal financial planning app is explicitly designed for facilitating financial tracking and real-time budgeting. 

You can easily sync this app across your iPhone and Android mobile devices, along with web browsers on your PC. Also, you can easily share your budget plans with your budgeting partners with one click. Thus, it keeps everyone on the same page regarding household finances.

Money Manager Expenses & Budget

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Money manager expenses and budget is an optimum personal finance planning app. It helps you in financial planning, expenditure tracking, and easy management of assets for Android and iOS devices. In short, it simplifies your overall finance management.

This app can help you track your spending, view your business and personal financial transactions, review finance data on a monthly/ weekly/daily basis, and ultimately manage all your financial assets. 

It comes with double-entry bookkeeping features, facilitates expense and budget management, offers debit card and credit card management, gives you immediate access to statistics, provides easy backup/restore facilities, and possesses bookmarking feature.

Monefy – Budget Manager and Expense Tracker App

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This app allows you to track regular bills, purchases, and other things you spend money on. It made things much easier and has become one of the most favorable money tracking apps amongst users.

The Monefy app assists users with improved personal finance management and helps you save money or the long run. This app easily tracks your expenses and compares them to your pre-specified budget planner and monthly income. Thus, this money manager app of Monefy keeps your budget in good shape. 

It offers an easy-to-use and intuitive interface so that you can add new records to your finance report quickly. Moreover, you can backup and export your financial data with a single click. Also, the passcode protection offered by this software protects your data from many online vulnerabilities. Besides, its built-in calculator helps you crunch numbers for efficient budget management.

Expense Manager

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Expense Manager is a simple, stable, responsive, and feature-rich financial planning software for all those users looking for an improved personal finance application.

This mobile app consists of every element you will ever need for seamless finance management. Right from tracking the expenses to managing budgets, this app brings everything to your fingertip. Besides, this app is entirely free and considered one of the best regular expense manager apps. 

The bills here are organized by year, month, week, and category-wise. The progress bar helps in yearly, month, weekly, and daily budgeting. Also, you get payment notifications, a regular calculator, currency converter, loan calculator, tip calculator, interest calculator, and a payoff calculator with this mobile app.

ET Markets: NSE & BSE India

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ET Markets can prove to be highly useful if you are interested in making investments in the finance market and managing them properly. This app helps you keep an eye on your investments in many ways.

This app offers several stock-market updates, market and business news, live charts, share prices, stock market tips, advanced technical charts, and a lot more to educate you about the current market. 

Eight languages are available to access the app. Also, it offers you the My Scripts feature, payment notifications, expert opinions, analysis and lets you take part in discussions through comments. In addition, the intelligent voice search feature present in the app helps you discover more information.

Wallet: Track Expenses, Budget

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The Wallet is another leading personal finance management cum planning app. It is designed for assisting users in enhanced money management. All your personal financial needs can be centralized with this app so that you can plan for your budget in the long term.

This app helps you automatically track the regular expenses by syncing your bank account, checking expense reports weekly, planning your shopping expenses, and sharing budget plans with your close ones. 

Money management is possible through Wallet, regardless of your location and time. In addition, the finance tracker and its planner feature help you easily control your expenses and save more money.

Bottom Line

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Well, with the help of robust personal financial planners, managing your finance has become easier than ever before. However, if you are still searching for the best personal financial planner for yourself, you need to look at the apps mentioned above. 

But before diving into app selection, understand your requirements and objectives to make a better choice in selecting the most valuable finance planner that will help you save more money in the upcoming years.